KBR has extensive experience in all aspects of insurance coverage analysis. We act as coverage counsel, supervisory counsel and monitoring counsel for many of the world’s largest domestic and foreign insurers and underwriters. Our experience extends to all classes and types of insurance policies, from General Liability to Directors & Officers Liability, Employment Practices Liability to Miscellaneous Professional Liability. KBR serves as counsel to underwriters on policy drafting issues, from entire policy specimens to special endorsements. We offer risk management and claim file audit services as well.
As coverage and monitoring counsel, we analyze claims brought against employers to identify and evaluate our clients’ coverage obligations. When coverage is available, we work closely with local counsel to ensure that claims are properly, effectively and efficiently defended from inception. This includes an analysis of liability and damages. We issue coverage position letters and make sure insureds understand the mechanics, operation and scope of the available insurance. We also work to ensure that defense and indemnity costs are reasonable. We take active steps to position cases for resolution as quickly as possible and participate in mediation and other settlement negotiations. When coverage is not available, KBR works closely with carriers to advise insureds regarding coverage limitations and availability. Should disputes over coverage arise, we respond to coverage challenges and advise clients on the applicable law and strength of the stated coverage position.
KBR’s lawyers also serve or have served in leadership positions in insurance industry organizations including the Professional Liability Underwriting Society (“PLUS”), the American Bar Association (“ABA”), Tort & Insurance Practice Section (“TIPS”), the ABA’s Professionals’, Officers’ and Directors’ Liability Committee (“PODL”) and the ABA’s Insurance Coverage Litigation Committee (“ICLC”). In addition, KBR attorneys have authored and lectured extensively on insurance coverage issues for the ABA, Claims and Litigation Management (CLM) Alliance, National Association of Professional Employer Organizations (“NAPEO”), the Risk Insurance Management Society (“RIMS”), the College of Insurance, the Bermuda Insurance Institute, the National Academy of Insurance Brokers, the Academy of Insurance Education as well as national, international, state and local bar associations and other insurance industry organizations.